Mortgage Minutes With CJ Sweat

With so many headlines about interest rates and housing markets, it’s easy to feel uncertain about buying a home. But when you zoom in on Richmond, Virginia, the picture becomes much clearer. Richmond continues to be a strong, resilient housing market, and for many buyers, it still makes a lot…
Continue reading →: Buying a Home in Richmond, VA: Why This Market Still Makes Sense
Richmond continues to be one of the most desirable places to buy a home in Virginia — and for good reason. Between strong job growth, diverse neighborhoods, and a mix of historic charm and new construction, buyers have plenty of opportunity here. If you’re thinking about buying a home in…
Continue reading →: Thinking About Buying a Home in Richmond, VA? Here’s What to Know Right Now
Interest rates have been one of the biggest question marks for buyers and homeowners over the last few years. While no one has a crystal ball, there are trends, signals, and scenarios we can pay attention to as we look ahead to 2026. Here’s what buyers, sellers, and homeowners should…
Continue reading →: What We May See With Interest Rates in 2026
When most people think about getting a mortgage, the first question is almost always:“What’s the interest rate?” It’s a fair question — but it’s also just one piece of a much bigger puzzle. Focusing only on rate can actually cost you more money, more stress, and sometimes even the house…
Continue reading →: Buying a Home Isn’t Just About the Rate (And Why That Matters)
If you’ve been putting off buying a home because you think you need 20% down, let’s clear something up right away: You don’t. This is one of the biggest myths in homebuying, and it stops a lot of great buyers from ever getting started. The truth is, there are multiple…
Continue reading →: You Don’t Need 20% Down!
We’ve all been there. You walk into a house and immediately start picturing holidays, backyard cookouts, and where the couch will go. That this is it feeling is real—and exciting. But before you fully fall in love with your dream home, there are a few important things to keep in…
Continue reading →: Buying Your Dream Home? Here’s What to Keep in Mind Before You Fall in Love
Buying your first home is exciting. It’s also a big financial move, and I see a lot of first-time buyers trip over the same things again and again. If you’re thinking about buying your first home in Richmond (or anywhere, really), avoid these three common mistakes and you’ll already be…
Continue reading →: First-Time Homebuyers: Don’t Make These 3 Costly Mistakes