I’m CJ Sweat, a local mortgage loan officer proudly serving Richmond, Virginia and the surrounding communities. I work with homebuyers and homeowners who want clear guidance, honest advice, and a mortgage strategy that supports long-term financial goals—not just today’s transaction.

I believe homeownership is one of the most powerful tools for building wealth, and my role is to help clients understand how to use it wisely. That means taking the time to explain options, answering questions in plain language, and making sure every decision aligns with what matters most to you. No confusion. No pressure. Just smart planning.

I’m coached by The CORE Training, which keeps me disciplined, accountable, and constantly improving—both professionally and personally. That coaching shows up in how I communicate, how I structure loans, and how seriously I take the responsibility of guiding clients through one of the biggest financial decisions of their lives.

Being local matters to me. Richmond isn’t just where I work—it’s where I live, raise my family, and build relationships. I understand the nuances of the local market and work closely with trusted Realtors and industry partners throughout the area to help ensure smooth, on-time closings.

When I’m not working, you’ll usually find me spending time with my wife, Nicole, and our son, Cory. We’re also avid Carolina Hurricanes fans, and cheering them on is one of our favorite family traditions.

If you’re looking for a mortgage loan officer who values relationships, education, and long-term success, I’d love to connect and help you navigate your next step in homeownership.